Roof Damage Due To Wind

So it s the homeowner s fault.

Roof damage due to wind.

Roofs are very susceptible to wind damage in part because high winds do not hit roofs uniformly. You should suspect roof damage from wind if you find debris all over the place. To combat this many home insurers have implemented different coverage levels. Strong winds heavy rain or falling tree branches can pull off your roof s shingles curling shingles.

W e received a question from a north carolina consumer regarding a roof replacement due to windstorm damage. Roof damage mostly occurs when winds are extreme. The roof will still protect the home. They also blow away debris and other objects.

Wind and hail damage. If the roof damage is caused by a fire or wind or hail homeowners insurance should have you covered but your insurer might require a separate deductible for wind and hail damage. Home insurance companies in past years have been walloped by numerous and expensive roof claims. When roofing materials are damaged by winds the edges or loose spots have wind get underneath them and push up the shingles or other material which then gives the wind more ability to grab on to them and push them up and off the roof creating a sort of chain effect as the roofing materials peel off.

The damage is only cosmetic. The carrier is claiming that only a spot repair is required under the policy but the. Please take note that it s not always roof damage due to wind. Here is an insurance claim question that we recently were asked to weigh in on as a contributing member of insurance claim experts for united policyholders who advocates for property owners.

How to spot wind damage roof leaks. Curling shingles are most often found. Anywhere the roofing material is even a little bit loose the wind can get below it and push it up thus giving the wind more to grab onto next time and creating a chain peeling effect. It s the builder s fault.

The roof wasn t maintained loose flashing or a cracked vent boot were found for example that allowed water through. These are perhaps the easiest to find simply because there is water coming into your house where it. According to the national roofing contractors association nrca most wind damage to a roof starts on the edge. For example tornadoes and hurricanes.

Rather wind tends to cause damage to the edges of the roof or areas of the roof that are already loose. Strong damaging winds cause tree branches to break. These things land on or hit your roofing material.