If a roof tile flys off of my neighbours house during a storm and hits my car and causes 500 of damage can i claim answered by a verified solicitor we use cookies to give you the best possible experience on our website.
Roof tile damage car.
According to the national oceanic and atmospheric administration noaa there was a total of 4 611 hail storms in the united states during the year 2018 with 2019 ending on a higher number as of year end more than 5 396 hail events were recorded although most people think that property and roof damage only occur in rare instances with larger than average hailstones even the smallest.
The roof was constructed using an s tile profile and was not leaking.
The cost of repairing the roof may be covered under storm damage depending upon the wind speeds but the resultant damage to the cars will not be.
Wind is wind and not an insured peril.
If your car has been damaged by someone else s property a falling roof tile or a tree from a neighbour s garden for example the situation becomes more complicated.
Unless the laws where you live are different from where i live you aren t legally obligated to pay for the damage to their cars unless you were somehow negligent the the maintenance of your roof.
Our photo left shows the author df back to camera examining a clay tile roof installed on the hwang lim won orphanage in seoul korea in 1966.
Clay tile roofs are often damaged by foot traffic ice and snow or by severe storms.